Uber:
Uber requires every driver-partner to maintain their own auto insurance that meets or exceeds state standards. The company provides coverage for third-party liability, uninsured motorist injury, and collision coverage after a $1,000 deductible paid by the driver.
Lyft:
Lyft requires each driver to acquire auto insurance meeting or exceeding their state’s auto insurance requirements. The company pays for contingent collision and comprehensive coverage with a $2,500 deductible paid by the driver.